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Payment must be made at
the time of service. We will attempt to estimate your insurance benefits,
but please keep in mind this is an estimate only. We accept cash or
personal checks as well as major credit cards. We also offer various
financial arrangements for more extensive treatment plans.
Many of our patients have dental
insurance. We will do our best to work with whatever plan you have,
but please understand that there are hundreds of benefit plans with thousands of
exclusions. When we provide and estimate coverage, it is strictly an
estimate -- we cannot be responsible to understand each and every plan. It
is imperative that you bring your insurance card to your first visit. The
amount of coverage your policy gives depends on the plan you participate
in. In most cases the insurance will not cover the full cost of
services. We request that you be prepared to pay for the uncovered portion
of services, including deductibles and co-payments, at the time of service.
Dr. Hartel is a preferred provider of both Essex Dental
Plan and Delta Dental Plan of Missouri. Dr. Hartel is not a
participant in any Dental HMOs (DMOs).
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